复利、年金现值终值系数表

.
表格（一）名称： 复利现值系数表

期
数

1%

2%

3%

4%

5%

6%

7%

8%

9%

10%

11%

12%

13%

14%

15%
1 0.9901 0.9804 0.9709 0.9615 0.9524 0.9434 0.9346 0.9259 0.9174 0.9091 0.9009 0.8929 0.8850 0.8772 0.8696
2 0.9803 0.9612 0.9426 0.9246 0.9070 0.8900 0.8734 0.8573 0.8417 0.8264 0.8116 0.7972 0.7831 0.7695 0.7561
3 0.9706 0.9423 0.9151 0.8890 0.8638 0.8396 0.8163 0.7938 0.7722 0.7513 0.7312 0.7118 0.6931 0.6750 0.6575
4 0.9610 0.9238 0.8885 0.8548 0.8227 0.7921 0.7629 0.7350 0.7084 0.6830 0.6587 0.6355 0.6133 0.5921 0.5718
5 0.9515 0.9057 0.8626 0.8219 0.7835 0.7473 0.7130 0.6806 0.6499 0.6209 0.5935 0.5674 0.5428 0.5194 0.4972
6 0.9420 0.8880 0.8375 0.7903 0.7462 0.7050 0.6663 0.6302 0.5963 0.5645 0.5346 0.5066 0.4803 0.4556 0.4323
7 0.9327 0.8706 0.8131 0.7599 0.7107 0.6651 0.6227 0.5835 0.5470 0.5132 0.4817 0.4523 0.4251 0.3996 0.3759
8 0.9235 0.8535 0.7894 0.7307 0.6768 0.6274 0.5820 0.5403 0.5019 0.4665 0.4339 0.4039 0.3762 0.3506 0.3269
9 0.9143 0.8368 0.7664 0.7026 0.6446 0.5919 0.5439 0.5002 0.4604 0.4241 0.3909 0.3606 0.3329 0.3075 0.2843
10 0.9053 0.8203 0.7441 0.6756 0.6139 0.5584 0.5083 0.4632 0.4224 0.3855 0.3522 0.3220 0.2946 0.2697 0.2472
11 0.8963 0.8043 0.7224 0.6496 0.5847 0.5268 0.4751 0.4289 0.3875 0.3505 0.3173 0.2875 0.2607 0.2366 0.2149
12 0.8874 0.7885 0.7014 0.6246 0.5568 0.4970 0.4440 0.3971 0.3555 0.3186 0.2858 0.2567 0.2307 0.2076 0.1869
13 0.8787 0.7730 0.6810 0.6006 0.5303 0.4688 0.4150 0.3677 0.3262 0.2897 0.2575 0.2292 0.2042 0.1821 0.1625
14 0.8700 0.7579 0.6611 0.5775 0.5051 0.4423 0.3878 0.3405 0.2992 0.2633 0.2320 0.2046 0.1807 0.1597 0.1413
15 0.8613 0.7430 0.6419 0.5553 0.4810 0.4173 0.3624 0.3152 0.2745 0.2394 0.2090 0.1827 0.1599 0.1401 0.1229
16 0.8528 0.7284 0.6232 0.5339 0.4581 0.3936 0.3387 0.2919 0.2519 0.2176 0.1883 0.1631 0.1415 0.1229 0.1069
17 0.8444 0.7142 0.6050 0.5134 0.4363 0.3714 0.3166 0.2703 0.2311 0.1978 0.1696 0.1456 0.1252 0.1078 0.0929
18 0.8360 0.7002 0.5874 0.4936 0.4155 0.3503 0.2959 0.2502 0.2120 0.1799 0.1528 0.1300 0.1108 0.0946 0.0808
19 0.8277 0.6864 0.5703 0.4746 0.3957 0.3305 0.2765 0.2317 0.1945 0.1635 0.1377 0.1161 0.0981 0.0829 0.0703
20 0.8195 0.6730 0.5537 0.4564 0.3769 0.3118 0.2584 0.2145 0.1784 0.1486 0.1240 0.1037 0.0868 0.0728 0.0611
21 0.8114 0.6598 0.5375 0.4388 0.3589 0.2942 0.2415 0.1987 0.1637 0.1351 0.1117 0.0926 0.0768 0.0638 0.0531
22 0.8034 0.6468 0.5219 0.4220 0.3418 0.2775 0.2257 0.1839 0.1502 0.1228 0.1007 0.0826 0.0680 0.0560 0.0462
23 0.7954 0.6342 0.5067 0.4057 0.3256 0.2618 0.2109 0.1703 0.1378 0.1117 0.0907 0.0738 0.0601 0.0491 0.0402
24 0.7876 0.6217 0.4919 0.3901 0.3101 0.2470 0.1971 0.1577 0.1264 0.1015 0.0817 0.0659 0.0532 0.0431 0.0349
25 0.7798 0.6095 0.4776 0.3751 0.2953 0.2330 0.1842 0.1460 0.1160 0.0923 0.0736 0.0588 0.0471 0.0378 0.0304
26 0.7720 0.5976 0.4637 0.3607 0.2812 0.2198 0.1722 0.1352 0.1064 0.0839 0.0663 0.0525 0.0417 0.0331 0.0264
27 0.7644 0.5859 0.4502 0.3468 0.2678 0.2074 0.1609 0.1252 0.0976 0.0763 0.0597 0.0469 0.0369 0.0291 0.0230
28 0.7568 0.5744 0.4371 0.3335 0.2551 0.1956 0.1504 0.1159 0.0895 0.0693 0.0538 0.0419 0.0326 0.0255 0.0200
29 0.7493 0.5631 0.4243 0.3207 0.2429 0.1846 0.1406 0.1073 0.0822 0.0630 0.0485 0.0374 0.0289 0.0224 0.0174







30 0.7419 0.5521 0.4120 0.3083 0.2314 0.1741 0.1314 0.0994 0.0754 0.0573 0.0437 0.0334 0.0256 0.0196 0.0151
1

Star の資源
.

.

表格（二）名称： 复利终值系数表


期
数

1%

2%


3%


4%


5%


6%


7%

8%

9%

10%

11%

12%

13%

14%

15%
1
1.0100 1.0200 1.0300 1.0400 1.0500 1.0600 1.0700
1.0800 1.0900 1.1000 1.1100 1.1200 1.1300 1.1400 1.1500
2
1.0201 1.0404 1.0609 1.0816 1.1025 1.1236 1.1449
1.1664 1.1881 1.2100 1.2321 1.2544 1.2769 1.2996 1.3225
3
1.0303 1.0612 1.0927 1.1249 1.1576 1.1910 1.2250
1.2597 1.2950 1.3310 1.3676 1.4049 1.4429 1.4815 1.5209
4
1.0406 1.0824 1.1255 1.1699 1.2155 1.2625 1.3108
1.3605 1.4116 1.4641 1.5181 1.5735 1.6305 1.6890 1.7490
5
1.0510 1.1041 1.1593 1.2167 1.2763 1.3382 1.4026
1.4693 1.5386 1.6105 1.6851 1.7623 1.8424 1.9254 2.0114
6
1.0615 1.1262 1.1941 1.2653 1.3401 1.4185 1.5007
1.5869 1.6771 1.7716 1.8704 1.9738 2.0820 2.1950 2.3131
7
1.0721 1.1487 1.2299 1.3159 1.4071 1.5036 1.6058
1.7138 1.8280 1.9487 2.0762 2.2107 2.3526 2.5023 2.6600
8
1.0829 1.1717 1.2668 1.3686 1.4775 1.5938 1.7182
1.8509 1.9926 2.1436 2.3045 2.4760 2.6584 2.8526 3.0590
9
1.0937 1.1951 1.3048 1.4233 1.5513 1.6895 1.8385
1.9990 2.1719 2.3579 2.5580 2.7731 3.0040 3.2519 3.5179
10
1.1046 1.2190 1.3439 1.4802 1.6289 1.7908 1.9672
2.1589 2.3674 2.5937 2.8394 3.1058 3.3946 3.7072 4.0456
11
1.1157 1.2434 1.3842 1.5395 1.7103 1.8983 2.1049
2.3316 2.5804 2.8531 3.1518 3.4786 3.8359 4.2262 4.6524
12
1.1268 1.2682 1.4258 1.6010 1.7959 2.0122 2.2522
2.5182 2.8127 3.1384 3.4985 3.8960 4.3345 4.8179 5.3503
13
1.1381 1.2936 1.4685 1.6651 1.8856 2.1329 2.4098
2.7196 3.0658 3.4523 3.8833 4.3635 4.8980 5.4924 6.1528
14
1.1495 1.3195 1.5126 1.7317 1.9799 2.2609 2.5785
2.9372 3.3417 3.7975 4.3104 4.8871 5.5348 6.2613 7.0757
15
1.1610 1.3459 1.5580 1.8009 2.0789 2.3966 2.7590
3.1722 3.6425 4.1772 4.7846 5.4736 6.2543 7.1379 8.1371
16
1.1726 1.3728 1.6047 1.8730 2.1829 2.5404 2.9522
3.4259 3.9703 4.5950 5.3109 6.1304 7.0673 8.1372 9.3576
17
1.1843 1.4002 1.6528 1.9479 2.2920 2.6928 3.1588
3.7000 4.3276 5.0545 5.8951 6.8660 7.9861 9.2765 10.7613
18
1.1961 1.4282 1.7024 2.0258 2.4066 2.8543 3.3799
3.9960 4.7171 5.5599 6.5436 7.6900 9.0243 10.5752 12.3755
19
1.2081 1.4568 1.7535 2.1068 2.5270 3.0256 3.6165
4.3157 5.1417 6.1159 7.2633 8.6128 10.1974 12.0557 14.2318
20
1.2202 1.4859 1.8061 2.1911 2.6533 3.2071 3.8697
4.6610 5.6044 6.7275 8.0623 9.6463 11.5231 13.7435 16.3665
21
1.2324 1.5157 1.8603 2.2788 2.7860 3.3996 4.1406
5.0338 6.1088 7.4002 8.9492 10.8038 13.0211 15.6676 18.8215
22
1.2447 1.5460 1.9161 2.3699 2.9253 3.6035 4.4304
5.4365 6.6586 8.1403 9.9336 12.1003 14.7138 17.8610 21.6447
23
1.2572 1.5769 1.9736 2.4647 3.0715 3.8197 4.7405
5.8715 7.2579 8.9543 11.0263 13.5523 16.6266 20.3616 24.8915
24
1.2697 1.6084 2.0328 2.5633 3.2251 4.0489 5.0724
6.3412 7.9111 9.8497 12.2392 15.1786 18.7881 23.2122 28.6252
25
1.2824 1.6406 2.0938 2.6658 3.3864 4.2919 5.4274
6.8485 8.6231 10.8347 13.5855 17.0001 21.2305 26.4619 32.9190
26
1.2953 1.6734 2.1566 2.7725 3.5557 4.5494 5.8074
7.3964 9.3992 11.9182 15.0799 19.0401 23.9905 30.1666 37.8568
27
1.3082 1.7069 2.2213 2.8834 3.7335 4.8223 6.2139
7.9881 10.2451 13.1100 16.7387 21.3249 27.1093 34.3899 43.5353
28
1.3213 1.7410 2.2879 2.9987 3.9201 5.1117 6.6488
8.6271 11.1671 14.4210 18.5799 23.8839 30.6335 39.2045 50.0656
29
1.3345 1.7758 2.3566 3.1187 4.1161 5.4184 7.1143
9.3173 12.1722 15.8631 20.6237 26.7499 34.6158 44.6931 57.5755
30
1.3478 1.8114 2.4273 3.2434 4.3219 5.7435 7.6123
10.0627 13.2677 17.4494 22.8923 29.9599 39.1159 50.9502 66.2118



2

Star の資源
.

.



表格（三）名称： 年金现值系数表

期
数

1%

2%

3%

4%

5%

6%

7%

8%

9%

10% 11%

12%

13%

14%

15%
1 0.9901 0.9804 0.9709 0.9615 0.9524 0.9434 0.9346 0.9259 0.9174 0.9091 0.9009 0.8929 0.8850 0.8772 0.8696
2 1.9704 1.9416 1.9135 1.8861 1.8594 1.8334 1.8080 1.7833 1.7591 1.7355 1.7125 1.6901 1.6681 1.6467 1.6257
3 2.9410 2.8839 2.8286 2.7751 2.7232 2.6730 2.6243 2.5771 2.5313 2.4869 2.4437 2.4018 2.3612 2.3216 2.2832
4 3.9020 3.8077 3.7171 3.6299 3.5460 3.4651 3.3872 3.3121 3.2397 3.1699 3.1024 3.0373 2.9745 2.9137 2.8550
5 4.8534 4.7135 4.5797 4.4518 4.3295 4.2124 4.1002 3.9927 3.8897 3.7908 3.6959 3.6048 3.5172 3.4331 3.3522
6 5.7955 5.6014 5.4172 5.2421 5.0757 4.9173 4.7665 4.6229 4.4859 4.3553 4.2305 4.1114 3.9975 3.8887 3.7845
7 6.7282 6.4720 6.2303 6.0021 5.7864 5.5824 5.3893 5.2064 5.0330 4.8684 4.7122 4.5638 4.4226 4.2883 4.1604
8 7.6517 7.3255 7.0197 6.7327 6.4632 6.2098 5.9713 5.7466 5.5348 5.3349 5.1461 4.9676 4.7988 4.6389 4.4873
9 8.5660 8.1622 7.7861 7.4353 7.1078 6.8017 6.5152 6.2469 5.9952 5.7590 5.5370 5.3282 5.1317 4.9464 4.7716
10 9.4713 8.9826 8.5302 8.1109 7.7217 7.3601 7.0236 6.7101 6.4177 6.1446 5.8892 5.6502 5.4262 5.2161 5.0188
11 10.3676 9.7868 9.2526 8.7605 8.3064 7.8869 7.4987 7.1390 6.8052 6.4951 6.2065 5.9377 5.6869 5.4527 5.2337
12 11.2551 10.5753 9.9540 9.3851 8.8633 8.3838 7.9427 7.5361 7.1607 6.8137 6.4924 6.1944 5.9176 5.6603 5.4206
13 12.1337 11.3484 10.6350 9.9856 9.3936 8.8527 8.3577 7.9038 7.4869 7.1034 6.7499 6.4235 6.1218 5.8424 5.5831
14 13.0037 12.1062 11.2961 10.5631 9.8986 9.2950 8.7455 8.2442 7.7862 7.3667 6.9819 6.6282 6.3025 6.0021 5.7245
15 13.8651 12.8493 11.9379 11.1184 10.3797 9.7122 9.1079 8.5595 8.0607 7.6061 7.1909 6.8109 6.4624 6.1422 5.8474
16 14.7179 13.5777 12.5611 11.6523 10.8378 10.1059 9.4466 8.8514 8.3126 7.8237 7.3792 6.9740 6.6039 6.2651 5.9542
17 15.5623 14.2919 13.1661 12.1657 11.2741 10.4773 9.7632 9.1216 8.5436 8.0216 7.5488 7.1196 6.7291 6.3729 6.0472
18 16.3983 14.9920 13.7535 12.6593 11.6896 10.8276 10.0591 9.3719 8.7556 8.2014 7.7016 7.2497 6.8399 6.4674 6.1280
19 17.2260 15.6785 14.3238 13.1339 12.0853 11.1581 10.3356 9.6036 8.9501 8.3649 7.8393 7.3658 6.9380 6.5504 6.1982
20 18.0456 16.3514 14.8775 13.5903 12.4622 11.4699 10.5940 9.8181 9.1285 8.5136 7.9633 7.4694 7.0248 6.6231 6.2593
21 18.8570 17.0112 15.4150 14.0292 12.8212 11.7641 10.8355 10.0168 9.2922 8.6487 8.0751 7.5620 7.1016 6.6870 6.3125
22 19.6604 17.6580 15.9369 14.4511 13.1630 12.0416 11.0612 10.2007 9.4424 8.7715 8.1757 7.6446 7.1695 6.7429 6.3587
23 20.4558 18.2922 16.4436 14.8568 13.4886 12.3034 11.2722 10.3711 9.5802 8.8832 8.2664 7.7184 7.2297 6.7921 6.3988
24 21.2434 18.9139 16.9355 15.2470 13.7986 12.5504 11.4693 10.5288 9.7066 8.9847 8.3481 7.7843 7.2829 6.8351 6.4338
25 22.0232 19.5235 17.4131 15.6221 14.0939 12.7834 11.6536 10.6748 9.8226 9.0770 8.4217 7.8431 7.3300 6.8729 6.4641
26 22.7952 20.1210 17.8768 15.9828 14.3752 13.0032 11.8258 10.8100 9.9290 9.1609 8.4881 7.8957 7.3717 6.9061 6.4906
27 23.5596 20.7069 18.3270 16.3296 14.6430 13.2105 11.9867 10.9352 10.0266 9.2372 8.5478 7.9426 7.4086 6.9352 6.5135
28 24.3164 21.2813 18.7641 16.6631 14.8981 13.4062 12.1371 11.0511 10.1161 9.3066 8.6016 7.9844 7.4412 6.9607 6.5335
29 25.0658 21.8444 19.1885 16.9837 15.1411 13.5907 12.2777 11.1584 10.1983 9.3696 8.6501 8.0218 7.4701 6.9830 6.5509
30 25.8077 22.3965 19.6004 17.2920 15.3725 13.7648 12.4090 11.2578 10.2737 9.4269 8.6938 8.0552 7.4957 7.0027 6.5660


3

Star の資源
.

.




表格（四）名称： 年金终值系数表

期
数

1%


2%

3%

4%

5%

6%

7%

8%

9%

10%

11%

12%

13%

14%

15%
1.0000
2.1500
3.4725
4.9934
6.7424
8.7537
1 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000
2 2.0100 2.0200 2.0300 2.0400 2.0500 2.0600 2.0700 2.0800
3 3.0301 3.0604 3.0909 3.1216 3.1525 3.1836 3.2149 3.2464
4 4.0604 4.1216 4.1836 4.2465 4.3101 4.3746 4.4399 4.5061
5 5.1010 5.2040 5.3091 5.4163 5.5256 5.6371 5.7507 5.8666
6 6.1520 6.3081 6.4684 6.6330 6.8019 6.9753 7.1533 7.3359
7 7.2135 7.4343 7.6625 7.8983 8.1420 8.3938 8.6540 8.9228
8
9
8.2857
9.3685
8.5830
9.7546
8.8923 9.2142 9.5491 9.8975 10.2598
1.0000
2.0900
3.2781
4.5731
5.9847
7.5233
9.2004
1.0000
2.1000
3.3100
4.6410
6.1051
7.7156
9.4872
1.0000
2.1100
3.3421
4.7097
6.2278
7.9129
1.0000
2.1200
3.3744
4.7793
6.3528
8.1152
1.0000
2.1300
3.4069
4.8498
6.4803
8.3227
1.0000
2.1400
3.4396
4.9211
6.6101
8.5355
9.7833 10.0890 10.4047 10.7305 11.0668
10.6366 11.0285 11.4359 11.8594 12.2997 12.7573 13.2328 13.7268
12.4876 13.0210 13.5795 14.1640 14.7757 15.4157 16.0853 16.7858
14.4866 15.1929 15.9374 16.7220 17.5487 18.4197 19.3373 20.3037
16.6455 17.5603 18.5312 19.5614 20.6546 21.8143 23.0445 24.3493
18.9771 20.1407 21.3843 22.7132 24.1331 25.6502 27.2707 29.0017
21.4953 22.9534 24.5227 26.2116 28.0291 29.9847 32.0887 34.3519
24.2149 26.0192 27.9750 30.0949 32.3926 34.8827 37.5811 40.5047
27.1521 29.3609 31.7725 34.4054 37.2797 40.4175 43.8424 47.5804
30.3243 33.0034 35.9497 39.1899 42.7533 46.6717 50.9804 55.7175
33.7502 36.9737 40.5447 44.5008 48.8837 53.7391 59.1176 65.0751
37.4502 41.3013 45.5992 50.3959 55.7497 61.7251 68.3941 75.8364
41.4463 46.0185 51.1591 56.9395 63.4397 70.7494 78.9692 88.2118
45.7620 51.1601 57.2750 64.2028 72.0524 80.9468 91.0249 102.4436
50.4229 56.7645 64.0025 72.2651 81.6987 92.4699 104.7684 118.8101
55.4568 62.8733 71.4027 81.2143 92.5026 105.4910 120.4360 137.6316
60.8933 69.5319 79.5430 91.1479 104.6029 120.2048 138.2970 159.2764
10.1591 10.5828 11.0266 11.4913 11.9780
10
10.4622
11
11.5668
12
12.6825
13
13.8093
14
14.9474
15
16.0969
16
17.2579
17
18.4304
18
19.6147
19
20.8109
20
22.0190
21
23.2392
22
24.4716
23
25.7163
24
26.9735
25
28.2432
26
29.5256
27
30.8209
28
32.1291
29
33.4504
30
34.7849
10.9497 11.4639 12.0061 12.5779 13.1808 13.8164
12.1687 12.8078 13.4864 14.2068 14.9716 15.7836
13.4121 14.1920 15.0258 15.9171 16.8699 17.8885
14.6803 15.6178 16.6268 17.7130 18.8821 20.1406
15.9739 17.0863 18.2919 19.5986 21.0151 22.5505
17.2934 18.5989 20.0236 21.5786 23.2760 25.1290
18.6393 20.1569 21.8245 23.6575 25.6725 27.8881
20.0121 21.7616 23.6975 25.8404 28.2129 30.8402
21.4123 23.4144 25.6454 28.1324 30.9057 33.9990
22.8406 25.1169 27.6712 30.5390 33.7600 37.3790
24.2974 26.8704 29.7781 33.0660 36.7856 40.9955
25.7833 28.6765 31.9692 35.7193 39.9927 44.8652
27.2990 30.5368 34.2480 38.5052 43.3923 49.0057
28.8450 32.4529 36.6179 41.4305 46.9958 53.4361
30.4219 34.4265 39.0826 44.5020 50.8156 58.1767
32.0303 36.4593 41.6459 47.7271 54.8645 63.2490
33.6709 38.5530 44.3117 51.1135 59.1564 68.6765
35.3443 40.7096 47.0842 54.6691 63.7058 74.4838
37.0512 42.9309 49.9676 58.4026 68.5281 80.6977
38.7922 45.2189 52.9663 62.3227 73.6398 87.3465
40.5681 47.5754 56.0849 66.4388 79.0582 94.4608
66.7648 76.7898 88.4973 102.1742 118.1552 136.8315 158.6586 184.1678
73.1059 84.7009 98.3471 114.4133 133.3339 155.6196 181.8708 212.7930
79.9544 93.3240 109.1818 127.9988 150.3339 176.8501 208.3327 245.7120
87.3508 102.7231 121.0999 143.0786 169.3740 200.8406 238.4993 283.5688
95.3388 112.9682 134.2099 159.8173 190.6989 227.9499 272.8892 327.1041
103.9659 124.1354 148.6309 178.3972 214.5828 258.5834 312.0937 377.1697
113.2832 136.3075 164.4940 199.0209 241.3327 293.1992 356.7868 434.7451



4

Star の資源
.