口试银行基本业务英语口语

2021年1月8日发(作者：计长发)
银行基本业务英语口语

Unit1 Daily reception 日常接待
Useful Words and Phrases 常用词汇与短语
head office 总行
branch 分行
subbranch 支行
savings office 储蓄所
banking service manager 大堂经理
Practical Sentences and Patterns 实用句型
Hello、
您好。
Good morning、 What can I do for you?
早上好,我可以为您做些什么吗?
Pardon?
能再说一遍吗？
Would you mind repeating your question, please?
请重复一遍您得问题好吗？
No problem、 I’ll do it for you right away、
没问题,我马上为您办理。
Please go to counter No、1、 It’s over there、
请到一号柜台办理,在那边。
Please wait a minute、
请稍等。
Would you mind showing me your passport?
请把您得护照给我。
Could you please fill in this form and sign your name here?
请填写这份表格并签上您得名字。
Please use Arabic numbers、
请用阿拉伯数字填写。
Please fill in your address and phone number here、
请您在此处填写地址与电话号码。
Please enter your code number、
请输入您得密码。
We are open for business from 8:30 a、m、 to 4:30 p、m、 with no break at noon、
我们得营业时间就是上午8点半至下午4点半,中午不休息。
We are open for business all week including Saturday and Sunday、
我门星期六、星期日照常营业。
Thank you so much、
谢谢。
With pleasure、
不客气。
Hope to see you again、
欢迎您再次光临。
Dialogue 对话
One
Clerk: Good morning, madam、
Customer: Good morning、
Clerk: May I help you?
Customer: Yes, I want to change some money、
Clerk: This way, please、
Customer: Thank you、
Clerk: You're wele、
Two
Clerk: Good afternoon, Mr、 Anderson、
Customer: Good afternoon, Miss Li、
Clerk: How nice to see you again!
Customer: Nice to see you, too、
Clerk: It's been a long time, hasn't it? How are you?
Customer: Fine, thank you、 And you?
Clerk: Very well too, is there anything I can do for you?
Customer: Yes、 Could you guide me to where I can change money?
Clerk: Sure, Mr、 Anderson, please e along with me、
Customer: Thank you、
Clerk: My pleasure、
Unit2 Opening an account 开立账户
Useful Words and Phrases 常用词汇与短语
current deposit, current account 活期存款
fixed deposit, fixed account 定期存款
fixed deposit by installments 零存整取

Practical Sentences and Patterns 实用句型
What kind of account did you have in your mind?
您想开哪种帐户?
Do you like to open a current account?
您想开一个活期存款帐户吗?
A deposit or current account?
定期还就是活期?
Please tell me how you would like to deposit your money、
请告诉我您想存何种户头?
Our minimum deposit for a current account is 1 yuan、
我们活期存款得最低存款额就是人民币1元。
Here is your passbook、 Please bring it back when you deposit or withdraw money any time you
like、 Keep it well and inform us whenever you lose it、
这就是您得存折,存取款时请带来。保管好存折,遗失请告诉我们。
Can I open a current account here?
我能否在这儿开个活期存款帐户？
I should like to open a current account、
我想开一个活期存款帐户。
I think I'd like a deposit account、
我想要开个定期存款帐户。
Is there any minimum for the first deposit?
第一次储蓄有最低限额吗？
Please tell me the procedure for opening a savings account、
请告诉我开个储蓄帐户需要什么手续。

Dialogues 对话
One
Clerk: May I help you, sir?
Customer: Yes, please、 I'd like to open a bank account with you、 Can you give me some
information?
Clerk: Yes, I'd be very happy to help you、 Usually we offer current accounts and fixed accounts
for individuals、
Customer: Oh, it's almost the same in America、
Clerk: What kind of account did you have in mind
Customer: Well, I'd prefer to open a current account、
Two
Customer: Could you tell me something about current accounts?
Clerk: I'd love to、 You may open an account in your name、 Then you can make deposits or
withdrawals at anytime with presenting your passbook、
Customer: Is there any minimum balance?
Clerk: Yes, one yuan is the minimum balance、
Customer: I see、 There is one more thing I'd like to know, that is, do I earn interest on the account?
Clerk: Yes, of course, we pay the interest rate permitted for banks、 Every quarter we credit the
earned interest into your account automatically、
Customer: I see、 Thank you、 By the way, when does the bank close?
Clerk: It closes at 4:30 p、m、
Customer: Thank you very much for the information、
Clerk: You are wele、

Unit3 Handling deposits and withdrawals 办理存取款
Useful Words and Phrases 常用词汇与短语
certificate of deposit 存单
deposit book, passbook 存折
account number 账号
slip 存取款凭条
to deposit 存款
deposit receipt 存款收据
to draw money 取款
drawingout slip 取款单
to close an account, to clear an account 结清
teller, cashier 出纳员
interest rate 利率
simple interest 单利
pound interest 复利
legal interest 法定利息
Practical Sentences and Patterns 实用句型
How much do you want to deposit with us?
您想在我们这存多少？
How much money do you plan to keep in your account on a regular basis?
您计划在您得账户上定期存放多少钱？
I think you may deposit your money with the bank, or leave it here for temporary safekeeping、
我认为您可把钱存入银行,或留在银行暂保管起来。
I want to deposit 300 yuan in my account、
我想在我得户头上存300元。
I'd like to pay 200 yuan into my deposit account、
我想在在我得定期存款账户上存200元。
Interest is paid at the rate of 0、72% per annum at present、
目前年利率就是0、72%。
It varies from time to time、
(利率)每个时期都不同。
It allows you to earn a little interest on your money、
这可使您从存款中获得一点利息。
The interest is added to your account every year、
每年得利息都加到您得存款中。
What's the interest rate for the current account?
活期存款得利率就是多少？
Do you pay interest on this account?
这种存款付给利息吗？
Please tell me what the annual interest rate is、
请告诉我年利率就是多少。
Please tell me how you wish to draw your money、
请告诉我您希望怎样支款。
Your balance at the bank is 300 yuan、
您在本行得结余就是300元。
Your deposit is exhausted、
您得存款支净了。
I want to withdraw 200 yuan from my current account、
我要从我得活期存款中支取200元。
Could you tell me my balance?
能否把存款结余金额告诉我？
I want to close my account with you、
我想结束在您们这儿得帐户。
Dialogue 对话
One
Customer: Hello! I’d like to deposit some foreign currency、