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2021-01-21 20:13
tags:

sen-

2021年1月21日发(作者:麻烦)

银行英语知识与常用英语句型
本文转自
Bobby
的博客
(
英国约克大学留学全纪录
)



一、银行英语知识



我国的几家老牌大银行还都拥有一套与行政 区划相对应的结构,
从中央到地方分
别是:
总行

Head Office

-
省分行

Provincial Branch

-
地市分行
(Prefecture Branch)-
县市支行
(County Sub-branch)
,中国人民银行 的地市级分支机构又称

中心支行


Central Sub- branch)




相应的英译举例:

中国建设银行北京市分行安华支行(
China Construction Bank

Beijing (Branch),
Anhua Sub- branch
);

中国银行上海市分行虹桥支行(
Bank of China

Shanghai (Branch), Hongqiao
Sub- Branch
);

中国人民银行大连市中心支行蓬莱支行(
The People's Bank of China, Dalian
Central Sub- branch, Penglai Sub-branch
)。



支行以下,又有营业所
(Operation Office)
、营业部(
Operation Department
)、分
理处
(Office)
、储蓄所(
Savings Office
),在名片上,
Operation Office

Savings
Office
均可简单译为
Office


如:中国工商银行朝阳区支行朝外大街分理处(
ICBC Chaoyang Sub- branch,
Chaowai Office
);

中国建设银行台州市分行黄岩支行天长北路储蓄所

CCB Taizhou (Branch),
Huangyan Sub-branch, North Tianchang Road Office
)。

在中国复杂的银行体系里边,
还有一个信用社 系统,
如:
三门县农村信用合作社
联社

Sanmen Rural Credit Cooperatives Union


台州市泰隆城市信用社

Tailong
Urban Credit Cooperative, Taizhou
)。



银行常用英语名称:



开户行

Account with Bank
简写式:
A/C with Bank

Bank



帐户名

Beneficiary's Name
简写式:
Beneficiary

beneficiary[
beni5fiFEri
]n.
受惠者
,

受益人



帐号

Account Number

简写式:
A/C No.



税号
Tax ID Number



活期存款
current deposit, current account



定期存款
fixed deposit, fixed account



零存整取
fixed deposit by installments

installment[
in5stC:lmEnt< br>]n.
部分,分期付款(
in+stall+ment




联名存款帐户
joint account



存户
depositor



存款单
pay- in slip/deposit form



自动存取机
banding machine



存款收据
deposit receipt



私人存款
private deposits



存单
certificate of deposit



存折
deposit book, passbook



利率
interest rate



单利
simple interest



复利
compound interest



法定利息
legal interest



优待利率
prime rate



应付利息
payable interest



贷款利率
lending rate



高利贷
usury



保值储蓄补贴率
the subsidy rate for value-preserved savings

subsidy[
5sQbsidi
]n.
补助金
,

津贴





结清
to close an account, to clear an account



取款
to withdraw money



取款单
drawing-out slip



号码牌
the number slip



取款单
a withdrawal form



一式两份填这张收据
to fill in the receipt in duplicate



出纳员
teller / cashier



双签
to counter sign



背书
to endorse



背书人
endorser



兑现
to cash



兑付
to honor a cheque



拒付
to not honor a cheque



止付
to suspend payment



记名支票
order cheque



不记名支票
bearer cheque



横线支票
crossed cheque



空白支票
blank cheque



空头支票
rubber cheque



票根
cheque stub, counterfoil



现金支票
cash cheque



旅行支票
traveler's cheque



转帐支票
cheque for transfer



未付支票
outstanding cheque



已付支票

canceled cheque



伪支票
forged cheque



庄票,银票
Bandar's note



二、银行开户英语常用句型



What kind of account would you like to have?

你想开哪种帐户
?



Would you like to open a current account?

你想开一个活期存款帐户吗
?



A deposit or current account?

定期还是活期
?



Please tell me how you would like to deposit your money.

请告诉我你想存何种户

?



There's a service charge for the checking account but no charge for the savings.

支票
户头要收服务费,现金户头不收服务费。

service charge
n.
服务费





You can open a savings account at any time with an initial deposit of one RMB.

你可
随时以一块钱的起存额开立储蓄帐户。





Here is your passbook. Please bring it back when you deposit or withdraw money any
time you like. Please inform us immediately if you lose it.

这是你的存折,存取款时
请带来。保管好存折,遗失请告诉我们。



I would like to open a current account.

我想开一个活期存款帐户。



I need a checking account so that I can pay my bills.

我需开个支票帐户,这样就能
付帐。



We'd like to know how to open a checking- savings account.

我们想知道如何开一个
支票储蓄帐户。



I have a checking account here.

我在这里有一个支票存款帐户。





I think I'd like a deposit account.

我想要开个定期存款帐户。

Could you tell me the difference between a savings account and a checking account?

请告诉我储蓄存款与支票存款的区别好吗?





Please tell me the procedure for opening a savings account.

请告诉我开个储蓄帐户
需要什么手续。

procedure[
prE5si:dVE
]n.
程序
,

手续

proceed[
prE5si:d
]vi.
进行
,

继续下去
,

发生





I'd like to know whether a 200 yuan deposit will be enough for opening a checking
account.

我想知道开一个支票帐户
200
元存款是否足够。





Could you tell me how to operate this account?

请告诉我如何经管这个帐户好吗?





Is there any minimum for the first deposit?

第一次储蓄有最低限额吗?



How much does each account cost?

每个帐户要花多少钱?



三、银行存钱英语常用句型



How much do you want to deposit with us?

存多少?

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