胖乎乎的小手国际业务常用英语词汇

2021年1月22日发(作者：hillary)
国际业务常用英语词汇

跟单结算及国际保函

信用证

Documentary credit
跟单信用证

Back to back credit
背对背信用证

Transferable credit
可转让信用证

Un-transferable credit
不可转让信用证

Red clause credit
红条款信用证

Revolving credit
循环信用证

Standby letter of credit
备用信用证

Negotiation credit
议付信用证

Acceptance credit
承兑信用证

Payment credit
付款信用证

Irrevocable credit
不可撤销信用证

Payment credit
付款信用证

Deferred payment credit
延期付款信用证

Confirmed credit
保兑信用证

Usance credit payable at sight
假远期信用证

Commercial contract
商务合同

Importer
进口商

Exporter
出口商

Applicant
申请人

Beneficiary
受益人

Opening bank/issuing bank
开证行

Advising bank
通知行

Reimbursing bank
偿付行

Presenting bank
交单行

Confirming bank
保兑行

Negotiating bank
议付行

Accepting bank
承兑行

Drawee bank
付款行

Transferring bank
转让行

Nominated bank
被指定银行

Expiry date and place
有效日期和地点

Freely negotiable
自由议付

Restricted negotiable
限制议付

Cumulative
可累计

Non-cumulative
不可累计

Deferred payment
延期付款

Discounting
贴现

Acceptance
承兑

Negotiation
议付

Discrepancies
不符点

Presentation date
交单日期

Period for presentation of documents
交单期限


托收

Collection
托收

Collecting bank
代收行

Remitting bank
托收行

Principal
委托人

Drawee
付款人

Clean collection
光票托收

Documentary collection
跟单托收

Outward collection
出口托收

Collection instruction
托收指示

Collection order
托收指令

Inward collection
进口代收

Financial documents
金融单据

Commercial documents
商业单据

Documents against acceptance (D/A)
承兑交单

Documents against payment (D/P)
付款交单

Documents against payment at sight (D/P at sight)
即期付款
交单

Documents against payment of usance bill
远期付款交单

Terms and conditions of collection
托收条款

单据

Commercial invoice
商业发票

Customs invoice
海关发票

Consular
领事发票

Pro forma invoice
形式发票

Insurance policy
保险单

Transport documents
运输单据

Bill of exchange/draft
汇票

Usance bill
远期汇票

Packing list
装箱单

Weight list
重量单

Quantity certificate
数量单

Certificate of origin
原产地证明

Certificate of quality
品质证明书

Bill of lading
提单

Blank back bill of lading/short form bill of lading
背面空白
/
简式提单

Charter party bill of lading
租船提单

Combined transport bill of lading
多式联运提单

Container bill of lading
集装箱提单

Airway bill
空运单

Postal receipt
邮包收据

Cargo receipt
货物收据



其它

Banking charges
银行费用

Presentation of documents
提示单据

Reimbursement/claim instructions
索汇路线

Payment
付款

Advice of payment
付款通知

Acceptance
承兑

Advice of acceptance
承兑通知

Endorsement
背书

Blank endorsed
空白背书

Carrier
承运人

Consignee
收货人

Chamber of commerce
商会

Shipping mark
唛头

Shipment date
装运日

Discrepancy
不符点

Freight charge
运费

Freight payable at destination
运费预付至

Correspondent bank
代理行

Partial shipment
分批装运

Transshipment
转运

Port of loading
装货港

Port of discharge
卸货港

Price terms
价格条款

Release documents against payment
付款赎单

Release documents against acceptance
承兑赎单

EXW(ex works)
工厂交货价

FCA( free carrier)
货交承运人价

FAS(free alongside ship)
装运港船边交货价

FOB(free on board)
装运港船上交货价

CFR(cost and freight)
成本加运费价

CIF(cost, insurance and freight)
成本、保险费加运费价

CPT(carriage paid to)
运费付至……价

CIP(carriage and insurance paid to)
运费、保险费付至……
价

DAF(delivered at frontier)
边境交货价

DES( delivered ex ship)
目的港船上交货价

DEQ(delivered ex quay)
目的港码头交货价

DDU(delivered duty unpaid)
未完税交货价

DDP(delivered duty paid)
完税交货价


保函

Guarantee
保函

Tender guarantee/bid bond guarantee
投标保函

Performance guarantee
履约保函

Advance payment guarantee
预付款保函

Warranty guarantee
质量保函

Retention money guarantee
留滞金保函

Payment guarantee
付款保函

Financial standby letter of credit
融资备用信用证

Counter guarantee
反担保函

Principal
被担保人

Guarantor
担保人

Written statement
书面声明

Multiple drawing
多次索赔

Claims under a bank guarantee
保函的索赔

Place of jurisdiction
司法管辖地

Commission on bond
保函佣金





外汇资金


Remittance; funds transfer
汇款

Outward remittance
汇出汇款

Inward remittance
汇入汇款

Telegraphic communications
电讯方式

TELEX
电传

CABLE,TELEGRAM
电报



Draft
票汇

Mail transfer
信汇

Remitter
汇款申请人

Payee or Beneficiary
收款人

Remitting bank
汇出行

Receiving/Paying bank
汇入
/
解付行

Customer transfer
客户汇款

General financial institution transfer
银行间汇款

Sender's correspondent
帐户行

Intermediary bank
中间行

Drawee bank
汇票付款行

Issue of draft
汇票的签发

Reimbursement of drafts
汇票的索偿

Clearing
清算

Trade date
交易日

Reference date
参考日

Value date
起息日

Maturity date/Expiry date
到期日

Basis point
基点

Buyer
’
s market
买方市场

Purchase and sale of foreign exchange
结售汇

Foreign exchange surrender
结汇

Spot
即期

Forward
远期

Current account
经常项目

Current account convertibility
经常项目可兑换

Managed floating exchange rate
有管理的浮动汇率

Pegged exchange rate
钉住汇率

Real effective exchange rate
实际有效汇率

Position
头寸

Term structure
期限结构

Capital account
资本项目

Interest-bearing asset
生息资产

Foreign direct investment
外国直接投资

CHIPS (Clearing House Inter-bank Payment System
）
同业支
付清算系统

SWIFT
(Society
for
Worldwide
International
Financial
Telecommunication
）环球银行间金融电信协会

Opening price
开盘价

Closing price
收盘价

Bid price
买入价

Offer price
卖出价

Extension
展期

Fixed exchange rate
固定汇率

Floating exchange rate
浮动汇率

Premium
升水

Discount
贴水

Financial derivative instruments
金融衍生工具

Futures
期货

Option
期权

Option trading
期权的交易

Swap
掉期

In the Money
溢价期权

At the Money
平价期权

Out of the Money
折价期权

Put option
看跌期权

Call option
看涨期权

Long (buyer)
买方

Short (seller)
卖方

Position
买卖角色

Long call
买入看涨期权

Short call
卖出看涨期权

Long put
买入看跌期权

Short put
卖出看跌期权

Out-Of-Money
不执行（期权）

Interest rate lap
利率上限

Interest rate floor
利率下限

Relative value
相对价值

Pay swap
支付互换

Option contract
期权合约

American style option
美式期权

European style option
欧式期权

The strike price/the exercise price
执行价格

Option premium/option price
期权费

Structured derivatives
结构化衍生工具

Hedge
对冲

Dual currency deposit
双币存款

USD/CNY linked deposit
美元
/
人民币挂钩产品

Interest rate derivatives
利率衍生产品

Interest rate option
利率期权

Structured interest rate products
结构性利率产品

To hedge currency exposures
对冲货币敞口

Speculate
投机

Yield enhancement products
增值产品

Interest basis
计息方式

Principal amount
本金

Principal guaranteed
本金担保

Principal guaranteed deposit
本金担保存款

Spot reference
即期参考汇率

Short-term view products
短期产品

Hedge against
套期保值

Exchange-rate regime
汇率机制

Deposit account
定期存款账户

Cheque account
支票账户

Clearing bank
清算银行

Foreign currency (exchange) reserve
外汇储备

Devaluation
货币贬值

Revaluation
货币升值

International balance of payment
国际收支

Cross rate/Arbitrage rate
套汇汇率

Foreign exchange fluctuation
外汇波动










信贷基本词汇（包括会计）

Accounting convention
会计惯例

Accounting for acquisitions
购并的会计处理

Accounting for debtors
应收账款核算

Accounting for depreciation
折旧核算

Accounting for foreign currencies
外汇核算

Accounting for goodwill
商誉核算

Accounting for stocks
存货核算

Accounting policies
会计政策

Accounting standards
会计准则

Accruals concept
权责发生原则

Achieving credit control
实现信用控制


Acid test ratio
酸性测试比率

Actual cash flow
实际现金流量

Adjusting company profits
企业利润调整

Advance payment guarantee
提前偿还保金


Adverse trading
不利交易

Advertising budget
广告预算

Advising bank
通告银行


Age analysis
账龄分析


Aged debtors analysis
逾期账款分析

Aged debtors’report
逾期应收款报告

Aged debtors’exception report
逾期应收款的特殊报告
All
—
monies clause
全额支付条款

Amortization
摊销


Analytical questionnaire
调查表分析

Analytical skills
分析技巧

Analyzing financial risk
财务风险分析

Analyzing financial statements
财务报表分析

Analyzing liquidity
流动性分析

Analyzing profitability
盈利能力分析

Analyzing working capital
营运资本分析

Annual expenditure
年度支出


Anticipating future income
预估未来收入

Areas of financial ratios
财务比率分析的对象

Articles of incorporation
合并条款


Asian crisis
亚洲
(
金融
)
危机


Assessing companies
企业评估

Assessing country risk
国家风险评估

Assessing credit risks
信用风险评估

Assessing strategic power
战略地位评估

Assessment of banks
银行的评估

Asset conversion lending
资产转换贷款

Asset protection lending
资产担保贷款


Asset sale
资产出售

Asset turnover
资产周转率


Assets
资产

Association of British Factors and Discounters
英国代理人
与贴现商协会


Auditor's report
审计报告

Aval
物权担保

Bad debt
坏账


Bad debt level
坏账等级

Bad debt risk
坏账风险


Bad debts performance
坏账发生情况

Bad loans
坏账


Balance sheet
资产负债表


Balance sheet structure
资产负债表结构


Bank credit
银行信贷


Bank failures
银行破产

Bank loans
．
availability
银行贷款的可获得性

Bank status reports
银行状况报告

Bankruptcy
破产

Bankruptcy code
破产法


Bankruptcy petition
破产申请书


Basle agreement
塞尔协议


Basle Agreement
《巴塞尔协议》

Behavioral scoring
行为评分


Bill of exchange
汇票

Bill of lading
提单

BIS (Bank for International Settlements)
国际清算银行

BIS agreement
国际清算银行协定


Blue chip
蓝筹股

Bonds
债券


Book receivables
账面应收账款

Borrowing money
借人资金


Borrowing proposition
借款申请

Breakthrough products
创新产品


Budgets
预算

Building company profiles
勾画企业轮廓


Business development loan
商业开发贷款

Business failure
破产


Business plan
经营计划

Business risk
经营风险

Buyer credits
买方信贷

Buyer power
购买方力量


Buyer risks
买方风险

CAMPARI
优质贷款原则

Canons of lending
贷款原则

Capital adequacy
资本充足性

Capital adequacy rules
资本充足性原则

Capital commitments
资本承付款项

Capital expenditure (Capex)
资本支出

Capital funding
资本融资

Capital investment
资本投资

Capital strength
资本实力

Capital structure
资本结构


Capitalization of interest
利息资本化


Capitalizing R&D costs/expenditures
研发费用资本化
Capitalizing interest costs
利息成本资本化

Cascade effect
瀑布效应


Cash assets
现金资产


Cash collection targets
现金托收目标

Cash cycle
现金循环周期

Cash cycle ratios
现金循环周期比率


Cash cycle times
现金循环周期时间

Cash deposit
现金储蓄

Cash flows
现金流量

Cash flow adjustments
现金流调整

Cash flow analysis
现金流量分析

Cash flow crisis
现金流危机

Cash flow cycle
现金流量周期


Cash flow forecasts/projections
现金流量预测

Cash flow lending
现金流贷出

Cash flow profile
现金流概况

Cash flow statements
现金流量表


Cash position
现金头寸


Cash positive JE
现金流量

Cash rich companies
现金充足的企业

Cash surplus
现金盈余

Cash tank
现金水槽


Cash-in-advance
预付现金

Categorized cash flow
现金流量分类


CE
优质贷款原则


CEO
首席执行官

Chairman
董事长
,
总裁

Chapter 11 rules
第十一章条款

Charge
抵押

Charged assets
抵押资产

Chief executive officer
首席执行官

Collateral security
抵押证券

Collecting payments
收取付款


Collection activity
收款活动


Collection cycle
收款环节

Collection procedures
收款程序


Collective credit risks
集合信用风险


Comfortable liquidity position
适当的流动性水平

Commercial mortgage
商业抵押

Commercial paper
商业票据

Commission
佣金


Commitment fees
承诺费

Common stock
普通股

Common stockholders
普通股股东

Company and its industry
企业与所处行业

Company assets
企业资产

Company liabilities
企业负债

Company loans
企业借款

Competitive advantage
竞争优势

Competitive forces
竞争力

Competitive products
竞争产品

Complaint procedures
申诉程序

Computerized credit information
计算机化信用信息
Computerized diaries
计算机化日志

Confirmed letter of credit
承兑信用证





Confirmed letters of credit
保兑信用证

Confirming bank
确认银行

Conservatism concept
谨慎原则

Consistency concept
一贯性原则

Consolidated accounts
合并报表

Consolidated balance sheets
合并资产负债表

Contingent liabilities
或有负债

Continuing security clause
连续抵押条款


Contractual payments
合同规定支出

Control limits
控制限度

Control of credit activities
信用活动控制

Controlling credit
控制信贷

Controlling credit risk
控制信用风险

Corporate banking
公司业务

Corporate credit analysis
企业信用分析

Corporate credit controller
企业信用控制人员

Corporate credit risk analysis
企业信用风险分析

Corporate customer
企业客户

Corporate failure prediction models
企业破产预测模型
Corporate lending
企业贷款

Cost leadership
成本领先型

Cost of sales
销售成本

Costs
成本

Country limit
国家限额

Country risk
国家风险

Court judgments
法院判决

Covenant
贷款保证契约

Covenants
保证契约

Creative accounting
寻机性会计

Credit analysis
信用分析

Credit analysis of customers
客户信用分析


Credit analysis of suppliers
供应商的信用分析


Credit analysis on banks
银行信用分析

Credit analysts
信用分析

Credit assessment
信用评估


Credit bureau reports
信用咨询公司报告

Credit bureau
信用机构

Credit control
信贷控制


Credit control activities
信贷控制活动


Credit control performance reports
信贷控制绩效报告

Credit controllers
信贷控制人员


Credit cover
信用风险担保

Credit cycle
信用循环

Credit decisions
信贷决策

Credit deterioration
信用恶化

Credit exposure
信用敞口


Credit granting process
授信程序

Credit information
信用信息

Credit information agency
信用信息机构

Credit insurance
信贷保险


Credit insurance advantages
信贷保险的优势

Credit insurance brokers
信贷保险经纪人

Credit insurance limitations
信贷保险的局限


Credit limits
信贷限额

Credit limits for currency blocs
货币集团国家信贷限额
Credit limits for individual countries
国家信贷限额

Credit line
授信额度

Credit management
信贷管理

Credit managers
信贷经理


Credit monitoring
信贷监控


Credit notes
欠款单据

Credit period
信用期

Credit planning
信用计划

Credit policy
信用政策

Credit policy issues
信用政策发布

Credit proposals
信用申请


Credit protection
信贷保护

Credit quality
信贷质量

Credit rating
信用评级


Credit rating agencies
信用评级机构

Credit rating process
信用评级程序


Credit rating system
信用评级系统

Credit reference
信用咨询

Credit reference agencies
信用评级机构

Credit risk
信用风险


Credit risk assessment
信用风险评估

Credit risk exposure
信用风险敞口

Credit risk insurance
信用风险保险


Credit risk of individual customers
个体信用风险