2021年1月23日发(作者：dub)
保险英语，保险词汇共享：

4
保险英语词汇翻译

险种及险别

acceptance policy
英文翻译：核保政策

险种

accounting period
英文翻译：结算期

health insurance
疾病保险，健康保险

aggregate limit
英文翻译：累积限额

sickness insurance
疾病保险

aggregated loss
英文翻译：累积损失

insurance during a period of illness
疾病保险

antiselection
英文翻译：逆选择

译：

新型风险转移

balance
所欠款项

barrages
堰坝

captive pools
自保组合

catastrophe risk
巨灾风险

ceiding company
分出公司

cession limit
分保限额

claim-prone
容易出险

claims assistance
理赔协助

clean cut
结清方式

coinsurance
共保

cover
承保

cover
责任额

deposit premium
预付保费

destroyed
毁坏

earth caves
土坏房屋

EPA
event limit
事件限额

ex gratia payments
通融赔款

excess loss
超额赔款

exclusion
除外责任

exposed areas
风险承受区域

facultative reinsurance
临时分保

fault zone
断层区

finite risk
有限制的风险

flash floods
骤发洪水

flooding of rivers
洪水泛滥

frame structure
框架结构

full coverage
全额承保

full liability
全部责任

GNPI
总净保费收入

hailstorm
雹暴

heavy damage
严重破坏

insurance for medical care
医疗保险

life insurance
人寿保险

endowment insurance
养老保险

insurance on last survivor
长寿保险

social insurance
社会保险

personal property insurance
个人财产保险

insurance of contents
家庭财产保险

险别

Free from Particular Average
（
F.P.A.
）

平安险

With Particular Average
（
W.P.A.
）

水渍险

All Risks
一切险

risk of breakage
破碎险

risk of rust
生锈险

risk of hook damage
钩损险

risk of contamination (tainting)
污染险

insurance against total loss only (TLO)
全损险

risk of deterioration
变质险

risk of packing breakage
包装破裂险

risk of inherent vice
内在缺陷险

risk of normal loss (natural loss)
途耗或自然损耗险

risk of spontaneous combustion
自然险

risk of contingent import duty
进口关税险

insurance against war risk
战争险

Air Transportation Cargo War Risk
航空运输战争险

overland Transportation Insurance War Risk
陆上运输
战争险

insurance against strike, riot and civil commotion
(SRCC)
罢工，暴动，民变险

insurance against extraneous risks, insurance
against additional risks
附加险

窃提货不着险

水雨淋险

risk of leakage
渗漏险

risk of shortage in weight/quantity
短量险

ART
(Alternative Risk
Transfer)
英文翻

巨额医药费保险

commencement and termination
起讫

risk of clashing
碰损险

full insurance value
足额保险价值

risk of theft, pilferage and nondelivery (TPND)
盗
Geophysics Institute
地球物理研究所

risk of fresh and/of rain water damage(wetting)
淡
hollow brick wall
空斗砖结构

hour clause
小时条款

hurricane
飓风

individual losses
单一损失

insurability
可保性

insured losses
保险损失

intensity
烈度

layering
层次

less exposed
损失可能性小

liability
责任

light damage
轻度破坏

line slips
分保条

loading
附加费

loss occurrence
损失发生

loss participation
分担损失

loss settlement
损失赔付

magnitude
震级

malicious damage
恶意损害

moderate damage
中度破坏

multi-story building
多层建建筑

Munich Re
慕尼黑再

net retained lines
净自留额

net retained losses
损失净自赔额

no profit commission
无纯益风险

再保险

notification
告知

object
标的

obligatory reinsurance
固定分保

original deductibles
原始免赔额

original rate
原始费率

paid-up capital
已付资本

peak accelerator
峰值加速度

peril
危险

PICC Re
中保再

placement
安排

PML
可能最大损失

policyholder
保单持有者

pool
共保组合

portfolio entry
未满期责任的出帐

portfolio outgo
未满期责任的入帐

premium
保费

risk of sweating and/or heating
受潮受热险

5
保险英语翻译

risk of bad odour(change of flavour)
恶味险，变味险

risk of mould
发霉险

on deck risk
舱面险

6
保险英语翻译

保险业词汇

Terms used in insurance industry
accident
意外事故险

actuarial method
精算法

Advance Loss Profits (ALOP)
预期利润损失险，利损险

Advance profit
broker
经纪人

Business Interruption Insurance (BI)
营业中断险

captive
自保公司

casualty
意外伤害险

catastrophe
巨灾险

分出公司

claim
索赔

claim settlement
理赔

combined ratio
综合赔付率

Consequential Loss (CL)
7
保险英语翻译，保险专业词汇。

后果损失

Contractor's All Risks (CAR)
建筑工程一切险（建工险）

cover
保障

Delay in completion
完工延误

loss occurring basis
损失发生基础

预期利润

non-proportional reinsurance
非比例
ceding company
previous losses
既往损失

priority
分保自留额

priority
自付责任

3
保险英语词汇表

rainstorm
雨暴

rating
费率

土建筑

reinstatement
恢复保额

reinsured
分出公司

reinsurer
再保险人

retention
自留额

retention areas
滞洪区

return period
重现期

revoke license
吊销营业执照

seaquake
海震

second event cover
第二事件承保

securitization
证券化

seismic demage
震害

set-off
抵销

shear wall structure
剪力墙结构

single
险位超赔

spread loss
分散风险

stop loss
赔付率超赔

storm surges
风暴潮

水浸性

tarrif
费率表

TG
拐点周期

tidal wave
海啸

topographic map
地形图

tornado
龙卷风

total sum insured
总保额

treaty-limits
合约限额

tube structure
筒体结构

underwriting policy
承保政策

windstorm
风暴

2
保险英语词汇翻译


hour clause
小时条款

hurricane
飓风

EEI
电子设备险

engineering insurance
工程保险

安装工程一切险（安工险）

excess of loss cover
EXL protection
超赔保障

facultative business
临分保

IBRN
Incurred but not reported losses
已发生但未报的损失

IBRN reserve
IBRN
储备金

indemnity period/limit
赔期
/
期限

inflated claim
超额索赔

insurance capacity
承保能力

8
保险英语翻译

insured property
参保物业

Kobe
Lloyd
劳合社

long-tail
长尾

Loss of profit
利损险

Machinery (Breakdown) Insurance
机器（损坏〕险，机损险

mail/sub-contractor
主
/
分承包商

maintenance
保证期

multiple claim
多次（重复）索赔

non-life
非寿险

officer & director liability
proportional reinsurance
比例再保险

Erection All Risks (EAR)
reinforced
concrete
building
钢筋混凝
超额赔偿

susceptibility of goods to water
易受
神户