2021年1月23日发(作者：招募)
INSTITUTE CARGO CLAUSES (B)

RISKS COVERED
1.
This insurance covers, except as provided in Clauses 4, 5, 6 and 7 below,

1.1
loss of or damage to the subject- matter insured reasonably attributable to

1.1.1
fire or explosion

1.1.2
vessel or craft being stranded grounded sunk or capsized

1.1.3
overturning or derailment of land conveyance

1.1.4
collision or contact of vessel craft or conveyance with any external
object other than water

1.1.5
discharge of cargo at a port of distress
1.1.6
earthquake volcanic eruption or lightning
1.2
loss of or damage to the subject-matter insured caused by
1.2.1
general average sacrifice
1.2.2
jettison or washing overboard
1.2.3
entry of sea lake or river water into vessel craft hold conveyance
container liftvan or place of storage,
1.3
total loss of any package lost overboard or dropped whilst loading on to, or
unloading from, vessel or craft.
2.

This insurance covers general average and salvage charges, adjusted or
determined according to the contract of affreightment and/or the governing law and
practice, incurred to avoid or in connection with the avoidance of loss from any
cause except those excluded in Clauses 4, 5, 6 and 7 or elsewhere in this insurance.
3.

This insurance is extended to indemnity the Assured against such
proportion of liability under the contract of affreightment
Clause as is in respect of a loss recoverable hereunder.

In the event of any claim by
shipowners under the said Clause the Assured agree to notify the Underwriters who
shall have the right, at their own cost and expense, to defend the Assured against
such claim.
Risks Clause












General Average
Clause

to
Blame
Collision
Clause
EXCLUSIONS
4.
In no case shall this insurance cover
4.1
loss damage or expense attributable to wilful misconduct of the Assured
4.2
ordinary leakage, ordinary loss in weight or volume, or ordinary wear and
tear of the subject-matter insured
4.3
loss damage or expense caused by insufficiency or unsuitability of packing
or preparation of the subject- matter insured (for the purpose of this Clause
4.3
but only when such stowage is carried out prior to attachment of this
insurance or by the Assured or their servants)
4.4
loss damage or expense caused by inherent vice or nature of the
subject-matter insured
4.5
loss damage or expense proximately caused by delay, even though the delay
be caused by a risk insured against (except expenses payable under Clause 2
above)
4.6
loss damage or expense arising from insolvency or financial default of the
owners managers charterers or operators of the vessel
4.7
deliberate damage to or deliberate destruction of the subject matter insured
or any part thereof by the wrongful act of any person or persons
4.8
loss damage or expense arising from the use of any weapon of war
employing atomic or nuclear fission and/or fusion or other like reaction or
radioactive force or matter.
5.

5.1
In no case shall this insurance cover loss damage or expense arising
from

unseaworthiness of vessel or craft,
unfitness of vessel craft conveyance container or liftvan for the safe carriage
of the subject-matter insured,
where
the
Assured
or
their
servants
are
privy
to
such
unseaworthiness
or
unfitness, at the time the subject- matter insured is loaded therein.
5.2
The Underwriters waive any breach of the implied warranties of
seaworthiness of the ship and fitness of the ship to carry the subject-matter
insured to destination, unless the Assured or their servants are privy to such
unseaworthiness or unfitness.
General

Exclusions
Clause







Unseaworthiness
and
Unfitness
Exclusion Clause




6.
In no case shall this insurance cover loss damage or expense caused by
6.1
war civil war revolution rebellion insurrection, or civil strife arising
therefrom, or any hostile act by or against a belligerent power
6.2
capture seizure arrest restraint or detainment, and the consequences thereof
or any attempt thereat
6.3
derelict mines torpedoes bombs or other derelict weapons of war.
7.

In no case shall this insurance cover loss damage or expense
7.1
caused by strikers, locked-out workmen, or persons taking part in labour
disturbances, riots or civil commotions
7.2
resulting from strikes, lock-outs, labour disturbances, riots or civil
commotions
7.3
caused by any terrorist or any person acting from a political motive.
DURATION
8.

8.1
This insurance attaches from the time the goods leave the warehouse
or place

of storage at the place named herein for the commencement of the transit,
continues during the ordinary course of transit and terminates either
8.1.1
on delivery to the Consignees' or other final warehouse or place of
storage at the destination named herein,
8.1.2
on delivery to any other warehouse or place of storage, whether
prior to or at the destination named

herein, which the Assured
elect to use either
8.1.2.1
for storage other than in the ordinary course of transit or
8.1.2.2
for allocation or distribution,
or
8.1.3
on the expiry of 60 days after completion of discharge overside of
the goods hereby insured from the oversea vessel at the final port of
discharge,
whichever shall first occur.
8.2
If, after discharge overside from the oversea vessel at the final port of
discharge, but prior to termination of this insurance, the goods are to be
War Exclusion

Clause


Strikes Exclusion
Clause


Transit Clause









forwarded to a destination other than that to which they are insured
hereunder, this insurance, whilst remaining s subject to termination as
provided for above, shall not extend beyond the commencement of transit to
such other destination.

8.3
This insurance shall remain in force (subject to termination as provided for
above and to the provisions of Clause 9 below) during delay beyond the
control of the Assured, any deviation, forced discharge, reshipment or
transhipment and during any variation of the adventure arising from the
exercise of a liberty granted to shipowners or charterers under the contract of
affreightment.
9.

If owing to circumstances beyond the control of the Assured either the
contract of carriage is terminated at a port or place other than the destination named
therein or the transit is otherwise terminated before delivery of the goods as provided
for in Clause 8 above, then this insurance shall also terminate
unless prompt notice is
given to the Underwriters and continuation of cover is requested when the insurance
shall remain in force, subject to an additional premium if required by the
Underwriters,
either
9.1
until the goods are sold and delivered at such port or place, or, unless
otherwise specially agreed, until the expiry of 60 days after arrival of the
goods hereby insured at such port or place, whichever shall first occur,
or
9.2
if the goods are forwarded within the said period of 60 days (or any agreed
extension thereof) to the destination named herein or to any other
destination, until terminated in accordance with the provisions of Clause 8
above.
10.

Where, after attachment of this insurance, the destination is changed by the
Assured, held covered at a premium and on conditions to be arranged subject to
prompt notice being given to the Underwriters.
CLAIMS
1
1.
11.1
In order to recover under this insurance the Assured must have an
insurable interest in the subject-matter insured at the time of the
loss.
11.2
Subject to 11. 1 above, the Assured shall be entitled to recover for
insured loss occurring during the period covered by this insurance,
notwithstanding that the loss occurred before the contract of
insurance was concluded, unless the Assured were aware of the loss
and the Underwriters were not.

Termination
of
Contract
of
Carriage Clause



Change
of
V
oyage Clause
Insurable Interest
Clause