2021年1月23日发(作者：creat)
考情分析：

注重考察背景意愿类

英语题考查最多的是个人背景和 求职动机，
有的也考查银行监管的基础知识，
相对专业题来
说，不太难。


通过对银监会历年面试真题的研究，我们可以看出银监会面试环节题目类型设置比较灵活，< br>除了传统的结构化面试真题以外，
还包括专业题和英语题。
题型的具体分布一般为前两题 属
于传统类的结构化面试试题，题目难度不大，接着是专业题
.
英语题，最后一题属于 经济类
的专业题或关于考生个人情况的自由提问。


银监会面试公告（今年尚未出现）


1.
中国银行业监督管理委 员会简称银监会。
根据授权，
统一监督管理银行、
金融资产管理
公司、信托投 资公司以及其它存款类金融机构，维护银行业的合法、稳健运行。

the
CBRC
is
short
for
the
China
Banking
Regulatory
Commission .
Conduct
supervision
of
the
banks
，

financial
asset
management
companies,

investment
companies
and
other
deposit-taking
financial
institutions
，
Maintaining
the
stability
and
legitimate
operation
of
the
banking institutions .
2.
银监局的职能
The main functions of the CBRC
Answer
：
1
、
Formulate supervisory rules and regulations governing the banking institutions
。









2
、
Authorize
the
establishment,
changes,
termination
and
business
scope
of
the
banking institutions
。

3
、
Conduct
on-site
examination
and
off-site
surveillance
of
the
banking
institutions,
and
take
enforcement actions against rule- breaking behaviors;
4
、
Conduct fit-and- proper tests on the senior managerial personnel of the banking institutions
5
、
Provide proposals on the resolution of problem deposit- taking institutions in consultation with
relevant regulatory authorities
6
、
Responsible
for
the
administration
of
the
supervisory
boards
of
the
major
State- owned
banking institutions; and Other functions delegated by the State Council;
3.
The supervisory focuses of the CBRC
（
1
）
Conduct consolidated supervision to assess, monitor and mitigate the overall risks of each
banking institution as a legal entity;

（
2
）
stay
focused
on
risk-based
supervision
and
improvement
of
supervisory
process
and
methods;

（
3
）
Urge banks to put in place and maintain a system of internal controls:

（
4
）
enhance supervisory transparency in line with international standards and practices
。

4.
The regulatory objectives of the CBRC
a.
Protect
the
interests
of
depositors
and
consumers
through
prudential
and
effective
supervision;

b. Maintain market confidence through prudential and effective supervision;

c.
Enhance
public
knowledge
of
modern
finance
though
customer
education
and
information
disclosure;

d. Combat financial crimes.
5.
The supervisory and regulatory criteria of the CBRC
a. Promote the financial stability and facilitate financial innovation at the same time;

b. Enhance the international competitiveness of the Chinese banking sector;

c. Set appropriate supervisory and regulatory boundaries and refrain from unnecessary controls;

d. Encourage fair and orderly competition;

e. Clearly define the accountability of both the supervisor and the supervised institutions; and

f. Employ supervisory resources in an efficient and cost- effective manner.
6.
金融危机对我国的影响

the banking institutions .Manufacturing
。
Employment
。
export
。
income of government and
peple
。
Mitigate and eliminate
。
other side
，
chance in the crisis
。
Change Industrial Structure

and improve our Consciousness and awareness
。
better future
。

7.
为什么要来
cbrc
I chose CBRC for the some kinds of reasons
：

1
、
Major

knowledge qualified for the position
。



2
、
There are great merits to work in CBRC
，
One is that CBRC has the environment I need for my
career.

In addition to well-furnished facilities and equipment, I can work happily.
3
、
The third reason is the career in CBRC is fulfilling to me
。
Outstanding seniors
。
that CBRC helps
me to reach my personal goals in life. The ability to learn largely is the largest reason for choosing
CBRC
4
、
I understand that working in CBRC can increase my personal financing skills.


I

believe

that CBRC can

make

me successful.


5
、
Civil Servant member of communist party
，
service for people and state


8.
专业知识对今后工作的帮助

professional
knowledge

Familiar
with
the
work
quickly
。
Learn
new
knowledge
。
Learn
more
difficult
and
Complex
knowledge
。
Competent
complete
work
communicate
with
other
professional people
。

9.
全球信用危机有哪些方面的影响

the banking institutions . collapse
（倒闭）
。
Manufacturing
。
Employment
。
export
。
income of
government
and
peple
。
Mitigate
and
eliminate
。
other
side
，
chance
in
the
crisis
。
Change
Industrial Structure

and improve our Consciousness and awareness
。
better future
。

10.
credit crunch
对中国的影响

11.
金融危机对我国哪些企业影响最大

real estate
（房地产）
the banking institutions


Manufacturing


什么是团队精神，
你是否是一个有团队精神的人
Team Spirit
所谓 团队精神，
简单来说就是大
局意识、协作精神和服务精神的集中体现。
The so- called team spirit, put it in simple terms is
that the overall situation, and the spirit of collaboration and the concentrated expression of the
spirit of service. Incentive
12.
货币政策对我国的影响

你要知道货币政策都有什么

最主要的就是调节
Adjuste
利率

调节银行存款准备金率
Reserve
还有就是公开市场业务


而货币政策是由央行制定的

如果提高存贷款利率

银行就可以吸引 市场上用于消费和投资的部分货币放到银行存款吃利
息。而调节存款准备金率

主要是指各个商业银行

比如建行

交行

工行

中行

农行

民生。
此外

公开市场业务就是指

央行通过发售和回购国债来达到控制货币流量的目的。
Deflation
13.
我的业余生活
reading
Research

Analysis

writing

sporting

service

。


Volunteers

donate

Blood
14.
谈谈你对利率上调的看法
Raise
interest
rates

deposit
increase
。
Real
estate
Passion
。
Stable policy of monetary
。
Other side
，
pay attention to international finance Hot money
15.
进入
cbrc
后如何开展工作

16.
HOW do you adjusted yourself if you are not capable of the work division?
Study knowledge
，
learn Experience

control The main functions of the CBRC
。
The supervisory
focuses
of
the
CBRC
。
The
supervisory
and
regulatory
criteria
of
the
CBRC
。
The
regulatory
objectives of the CBRC
。
Modest
，
Cautious
17.
怎样看待竞争和合作


General
。
treat it right
。
Compete
。
career
，
f uture
。
cooperation
，
public Interest
。
Requirements
18.
wto
对发达国家和发展中国家的不同作用

World Trade Organization
。
Rights duty
。
China
，
use Favorable
有利的factor
，
capital
。
Experience
。run into international market
19.
如何看待许多人希望有很大的钱

Basic
。
goal and Principles
，
comply with law
。
Do some Meaningful thing
20.
大学学的了什么东西，为何你觉得自己适合这个岗位

21.
你的优缺点。

reading Research

Analysis

writing

sporting

service

。


Volunteers

donate

Blood
。

Study knowledge
，
learn Experience

control The main functions of the CBRC
。
The supervisory
focuses
of
the
CBRC
。
The
supervisory
and
regulatory
criteria
of
the
CBRC
。
The
regulatory
objectives of the CBRC
。
Modest
，
Cautious
。

22.
银行的从业人员应该具备什么素质？
Strictly
23.
tell me

about

your

biggest

important

achievement.
24.
Tell me the hardest time of study in your life
Party committee
。

25.
银行注重利润，你怎么看？

26.
where did you get the information of CBRC?
27.
How
do
your
schoolmates
describe
you?



(
又接着问了大概意思是这对于你有什么影
响呢？）

28.
How do you handle the disapprovement?


38.
解析
2011
年国考银监会工作人员基本素质要求





如今，全国各地的考生正在忙碌的为国考面试进行准备，对于报考银监会的考生来 说，
了解和掌握银监会岗位人员的必备素质是考生顺利通过面试的必要条件。
因此，
华 图教育在
这里帮助考生对银监会进行职位分析，便于考生掌握银监会工作人员的基本素质要求。






银监会的工作目的是通过审慎有效的监管，保护广大存款人和消费者的利益；
通过审慎
有效的监管，
增进市场信心；
通过宣传教育工作和相关信息披露，
增进公众对现代金融的了
解；
努力减少金融犯罪，
所以银监会监管工作的好坏直接影响金融稳定及金融创新的共同发
展。
作为银行业金融 机构监管单位的工作人员，
我们不仅要有良好的专业素质，
更要有良好
的政治素质和心 理素质等。所以，考生应在答题过程中着重体现政治素质、
专业素质、
心理
素质、身体 素质和文字综合能力等几个方面的能力和素质。






（一）政治素质和职业道德






要求银监会工作人员具有良好的政治素质和职业道德，在坚持“依法，公开，公正，效
率”的工作原则下 ，遵纪守法，品行端正，诚信廉洁，勤奋敬业，具有良好的职业操守，保
守工作秘密，无不良记录。