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常见银行英语词汇
account number
帐号
depositor
存户
pay-in slip
存款单
a deposit form
存款单
a banding machine
自动存取机
to deposit
存款
deposit receipt
存款收据
private deposits
私人存款
certificate of deposit
存单
deposit book, passbook
存折
credit card
信用卡
principal
本金
overdraft, overdraw
透支
to counter sign
双签
to endorse
背书
endorser
背书人
to cash
兑现
to honor a
cheque
兑付
to dishonor a cheque
拒付
to suspend payment
止付
cheque,check
支票
cheque book
支票本
order cheque
记名支票
bearer cheque
不记名支票
crossed cheque
横线支票
blank cheque
空白支票
rubber cheque
空头支票
cheque stub, counterfoil
票根
cash cheque
现金支票
traveler's
cheque
旅行支票
cheque for transfer
转帐支票
outstanding cheque
未付支票
canceled cheque
已付支票
forged cheque
伪支票
Bandar's note
庄票，银票
banker
银行家
president
行长
savings bank
储蓄银行
Chase Bank
大通银行
Citibank
花旗银行
Hongkong Shanghai Banking Corporation
汇丰银行
Chartered Bank of India, Australia and
China
麦加利银行
Banque de I'IndoChine
东方汇理银行
central bank, national
bank, banker's bank
中央银行
bank of issue,
bank of circulation
发行币银行
commercial bank
商业银行，储蓄信贷银行
member bank, credit bank
储蓄信贷银行
discount bank
贴现银行
exchange bank
汇兑银行
requesting bank
委托开证银行
issuing bank,
opening bank
开证银行
advising bank,
notifying bank
通知银行
negotiation
bank
议付银行
confirming bank
保兑银行
paying bank
付款银行
associate
banker of collection
代收银行
consigned
banker of collection
委托银行
clearing bank
清算银行
local bank
本地银行
domestic bank
国内银行
overseas bank
国外银行
unincorporated bank
钱庄
branch bank
银行分行
trustee savings
bank
信托储蓄银行
trust company
信托公司
financial trust
金融信托公司
unit trust
信托投资公司
trust institution
银行的信托部
credit department
银行的信用部
commercial credit
company(discount company)
商业信贷公司（贴现公司）
neighborhood savings bank,
bank of deposit
街道储蓄所
credit union
合作银行
credit bureau
商业兴信所
self-service bank
无人银行
land bank
土地银行
construction
bank
建设银行
industrial and commercial
bank
工商银行
bank of communications
交通银行
mutual savings bank
互助储蓄银行
post office savings bank
邮局储蓄银行
mortgage bank, building
society
抵押银行
industrial bank
实业银行
home loan bank
家宅贷款银行
reserve bank
准备银行
chartered bank
特许银行
corresponding bank
往来银行
merchant bank, accepting bank
承兑银行
investment bank
投资银行
import and export bank (EXIMBANK)
进出口银行
joint venture bank
合资银行
money shop, native bank
钱庄
credit cooperatives
信用社
clearing house
票据交换所
public accounting
公共会计
business accounting
商业会计
cost accounting
成本会计
depreciation accounting
折旧会计
computerized accounting
电脑化会计
general ledger
总帐
subsidiary ledger
分户帐
cash book
现金出纳帐
cash account
现金帐
journal, day-book
日记帐，流水帐
bad debts
坏帐
investment
投资
surplus
结余
idle capital
游资
economic cycle
经济周期
economic boom
经济繁荣
economic recession
经济衰退
economic depression
经济萧条
economic crisis
经济危机
economic recovery
经济复苏
inflation
通货膨胀
deflation
通货收缩
devaluation
货币贬值
revaluation
货币增值
international balance of payment
国际收支
favourable balance
顺差
adverse balance
逆差
hard currency
硬通货
soft currency
软通货
international
monetary system
国际货币制度
the purchasing
power of money
货币购买力
money in
circulation
货币流通量
note issue
纸币发行量
national budget
国家预算
national gross product
国民生产总值
public bond
公债
stock, share
股票
debenture
债券
treasury bill
国库券
debt chain
债务链
direct exchange
直接（对角）套汇
indirect exchange
间接（三角）套汇
cross rate, arbitrage rate
套汇汇率
foreign currency (exchange) reserve
外汇储备
foreign exchange fluctuation
外汇波动
foreign exchange crisis
外汇危机
discount
贴现
discount rate,
bank rate
贴现率
gold reserve
黄金储备
money (financial) market
金融市场
stock exchange
股票交易所
broker
经纪人
commission
佣金
bookkeeping
簿记
bookkeeper
簿记员
an application
form
申请单
bank statement
对帐单
letter of credit
信用证
strong room, vault
保险库
equitable tax system
等价税则
specimen signature
签字式样
banking hours, business hours
营业时间
银行英语口语－新开帐户
What kind of account did you have in
your mind?
你想开哪种帐户
?
Do you like to open a current account?
你想开一个活期存款帐户吗
?
A
deposit or
current account?
定期还是活期
?
Please tell me how you would like to
deposit your money.
请告诉我你想存何种户头
?
There's a service charge for the
checking account but no charge for the savings.
支票户头要收服务费，现金户头不收。
Our minimum deposit for a
savings account is 100 dollars.
我们储蓄存款的最低存款额是
100
美圆。
Five yuan is the
minimum original deposit.
<
/p>
最低起存款额是
5
元。
< br>
Y
ou can open
a savings account at any time with an initial
deposit of 50 dollars.
你可随时
以
50
美圆的起存额开立储蓄帐户。
Even one yuan is all right.
甚至一元也可以起存。
Here is your pasbook.
Please bring it back when you deposit or withdraw
money any time you like.
Keep it well
and inform us whenever you lose it.
这是你的存折，存取款时请带来。保管好存折，遗失请告诉我们。
I should like to open a
current account.
我想开一个活期存款帐户。
I need a checking account so that I can
pay my bill.
我需开个支票帐户，这样就能付帐。
We'd like to know how we open a
checking-savings account.
我们想知道如何开一个支票储蓄帐户。
I have a checking account
here.
我在这里有一个支票存款帐户。
I think I'd like a deposit account.
我想要开个定期存款帐户。
Can I open a current
account here?
我能否在这儿开个活期存款帐户？
I want to open a deposit account with
you.
我要开个储蓄帐户。
I'd like to open a deposit
account with you.
我想在你们这儿开个定期存款帐户。
Could you tell me the difference
between a savings account and a checking account?
请告诉我储蓄存款与支票存款的区别好吗？
Please tell me the
procedure for opening a savings account.
请告诉我开个储蓄帐户需要什么手续。
Will 100 yuan be enough for
a minimum deposit?
100
元作最低存款额够吗？
I'd like to know whether a
200 yuan deposit will be enough for opening a
checking account.
我想知道开一个支票
帐户
200
元存款是否够。
Could you tell me how to
operate this account?
请告诉我如何经管这个帐户好吗？
Is there any minimum for the first
deposit?
第一次储蓄有最低限额吗？
How much does each account cost?
每个帐户要花多少钱？
Useful Phrases
current deposit, current account
活期存款
fixed deposit, fixed account
定期存款
fixed deposit by installments
零存整取
joint account
存款帐户
to open an account
开户头
银行英语口语－存款
How much do you
want to deposit with us?
你想在我们这存多少？
How much do you wish to pay into your
account?
你希望在你的户头上存多少？
How much money do you plan
to keep in your account on a regular basis?
你计划在你的户头上定期存放多少钱？
How much cash
do you plan to deposit in your account?
你有多少钱要存入呢？
I think you may
deposit your money with the bank, or leave it here
for temporary safe-keeping.
我认为你可把钱存入银行，或留在银行暂保管起来。
Would you
please fill in the depositing form, giving the sum
of money you're to deposit as well as
your name, address and professional
unit?
请填张存款单，写明要存的数额以及你的姓名，
地址和工作的单位，好吗？
I want to deposit 300 yuan in my
account.
我想在我的户头上存
300
元。
I want to deposit these
cheques in my account.
我想把这些支票存在我的户头上。
I'd like to pay
200 yuan into my deposit account.
我想在在我的定期存款户头上存
200
元。
I
want to deposit my paycheck.
我想存入我的工资支票。
I'd like to know whether I
can cash a cheque here.
我想知道我能否在这兑换支票。
Will you please cash this
traveler's cheque?
请兑现这张旅行支票好吗？
I'd like to cash this money
order.
我想兑现这张汇款单。
I want to cash the balance
of a traveler's letter of credit.
我要把旅行信用证的结余兑现。
Will you please tell me
whether you charge for cheques?
请告诉我兑换支票收手续费吗？
Could you tell me how much
the checks cost?
请告诉我这些支票要花多少钱？
What if I overdraw?
如果透支了怎么办？
Please sign your name on the bottom
line if you want to cash the check.
如果想兑支票，请在底线上签名。
Please write your account
number on the back of the check.
请在支票背面写上你的帐号。
We honored the check as the
overdraft was only 5 yuan.
我们承兑这张支票的透支额只有
5
元。
Please endorse
the cheque.
请背签这张支票。
The traveler's checks cost
1.5% of the total amount of purchase.
旅行支票手续费是购买总额的
1.5%
。
Here's the cheque book. When you send a
cheque by post be careful to cross it, but if you
wish to
cash a cheque yourself, you
must leave it
这
是一本支票簿，
你邮寄支票时，
注意要在支票上打叉线。
但是如果你本人想开张兑现支票，
就不可打叉线。
Each cheque
you write will cost 2 dollars.
你每开一张支票将花
2
美圆。
Useful Words
and Phrases
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